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GOODWIN CHEVY OXFORD HELPS MAINERS WITH BAD CREDIT GET AUTO loans
Subprime Auto Loans at Goodwin Chevrolet Oxford
Whether tackling your morning commute or bringing the kids to school at Oxford Hills Comprehensive High school, you need a vehicle you can rely on. However, navigating the auto-financing process can seem like an overwhelming barrier to bringing home that reliable vehicle. At Goodwin Chevrolet Oxford, we strive to help Mainers in the "greater" Oxford, Maine area find a deal that works best for them. No matter your credit score, our friendly staff will be here to help you explore your options.
Enjoy Additional Convenience with Our Online Tools
At Goodwin Chevrolet Oxford we want to make securing an auto-loan with low credit as simple as possible. There are a few steps you can take in the process from the comfort of your own home. First, you can use our online inventory tools to easily filter new or used vehicles by model, trim, features, mileage, cost, and more.
Once you've got an idea about the vehicles and the features you want to have and what the price point may be, you can move forward with getting a KBB instant cash offer on your current vehicle, or apply online for financing.
If you have any questions along the way, always feel free to reach out to one of our team members for assistance - 207-705-0703.
Value your trade in Oxford County
If you're ready to say goodbye to your current model, you can sell or trade it in at our dealership. Before you get the process started, you can use our Value Your Trade tool to get a better idea of what your current vehicle is worth. Once you input your model's information, you'll receive a Kelley Blue Book Instant Cash Offer. If you'd like to accept this offer, you can contact our team for next steps.Â
While you can walk away with this extra cash in your pocket, you can also put it toward your next vehicle purchase. If you have any questions about this process, we encourage you to reach out to Goodwin Chevrolet Oxford today.
Apply for Financing Online
At our dealership, we understand that you lead a busy life, and making another stop at our finance center may not fit into your schedule. To help you get started on the car-buying process, we offer a secure online finance application. With this tool, you can apply for financing in just minutes from the comfort of your home or the convenience of your office. You'll just have to answer a few quick questions about yourself before sending the application off for approval. Once our team receives your application, they can contact you with the next steps.
Frequently Asked Questions
When it comes to financing your next vehicle, the path ahead may seem overwhelming. Whether you've experienced financial trouble or you're sporting a low credit score, it can be easy to write yourself off. However, at Goodwin Chevrolet Oxford, we strive to help each of our clients find a deal that works for them and their budget, no matter their credit score or financial history. Plus, our helpful staff will be standing by to answer any of your questions, big or small, along the way.
When applying for auto-financing, you'll want to take a closer look at your credit score. Your credit score can range from 300 to 850. The closer you are to the 850 mark, the better your score is. There are a lot of events that can affect your credit score over the years, including your credit history, overall debt amount, and more. Subprime credit is usually considered any score under 580. With this number, you may run into more issues getting approved for loans or credit cards. No matter your score, our finance team at Goodwin Chevrolet Oxford will be happy to help you.
When applying for auto-financing, your credit score is often used to determine the components of your car loan. Although we work alongside a wide network of banks and lenders, each will want to know your credit score. A lower credit score may come with higher interest rates and stricter term limits. Lenders may also want to look into your monthly expenses and income information to get a better idea of your current financial situation.
If you've checked your credit score and it's not quite where you'd like it to be, you don't have to worry. You can build your score over time to enjoy the benefits of a higher score. You'll want to take a closer look at your debts and focus on paying off any outstanding amounts you may have. You can avoid additional dings to your credit score and potential late fees by scheduling automatic withdrawals and avoiding late payments. Meanwhile, you'll want to continue making payments to build a positive credit history.
When you apply for financing at Goodwin Chevrolet Oxford, our team can work alongside your current financial situation to help you bring home the model you want. However, there are a few helpful tips you can follow to help you along the way. You may want to consider asking a close friend or family member with a better credit score to cosign on your loan, this can increase your chances of approval and help you secure a better loan. Meanwhile, you can lower the overall purchase cost or cover your down payment by trading in your current vehicle.
When you shop at Goodwin Chevrolet Oxford with subprime credit, you don't have to limit your options. You'll still have access to our expansive inventory of new Chevy models and used cars, trucks, and SUVs. However, if you're looking to reduce your overall cost, you'll want to explore the benefits of shopping used. We offer competitive deals on popular models to help you bring home a newer, nicer model for less. Plus, you can enjoy additional confidence and browse our inventory of certified pre-owned Chevy models.
If you're not sure which option best fits your lifestyle and budget, you'll want to visit our showroom in Oxford, ME today. Our friendly sales team will be happy to walk you through our current offerings and get you behind the wheel for a test drive. Once you've narrowed down your options, our finance center can help you with purchasing or leasing.
If you're not sure which option best fits your lifestyle and budget, you'll want to visit our showroom in Oxford, ME today. Our friendly sales team will be happy to walk you through our current offerings and get you behind the wheel for a test drive. Once you've narrowed down your options, our finance center can help you with purchasing or leasing.
If you've experienced bankruptcy, there are still options available for you, and securing an auto loan is possible. At our finance center, we understand that every situation is unique. We encourage you to sit down with one of our financial experts to determine what options work best for you. You may be able to adjust your term length and down payment amount to better accommodate your specific situation.
Learn More About Your Auto-Financing Options at Goodwin Chevrolet Oxford Today
If you're interested in exploring our subprime auto-financing options, we invite you to visit our Chevy dealership near Paris today. Our financing experts will be standing by to provide you with more information and answer any of your questions.
Why wait? Get started today by applying for financing online!
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Goodwin Chevrolet Oxford
1606 Main Street
Oxford, ME 04270
- Sales: (207) 739-4688
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